We have been in the invoice factoring business since 1979, are privately owned, and have a proven track record of being FINANCIALLY SOLID AS A ROCK. We have survived many of the economy's downturns and in doing so, can help you get through any challenging circumstances you might run into. We won't vanish when the times get challenging, like a handful of invoice factoring companies sadly have in the past.

Every factoring company has criteria for size, industry, and risk. It's pretty hard for you to pick which invoice factoring business is a suitable fit for you. By contacting us, we'll answer any burning questions you may have and help you find the right match for your company - it could be us or another invoice factoring company.

We have a large network of invoice factoring industry colleagues, these cooperative connections were built over 20+ years in the business. So, when you take some time to tell us about your needs, you'll quickly see that we can help you find just what you need.

Many invoice factoring firms let you pick and choose your customers that you want to factor. However a few of them normally have a minimum amount prior to working with you. We let you select and choose which customers you want to factor on an invoice by invoice basis with no minimum.

Our invoice factoring agreement is much the same as having a credit card in your pocket. You have it to use when you want it but don’t sign an agreement that will make you use invoice factoring when you don't want it.

Many invoice factoring firms will not be upfront about their fees. It defies common sense why they do this. Be rest assured, We are different.  We are flat out upfront about our fees. When you apply, you are given a transparent, no obligation rate proposal with the fee for your business. See which other factoring company, If any, will be that will be flat out upfront with their fees before they try and get your business.

An "advance" rate is the percent of the invoice face value that you’ll receive upfront. Accounts Receivable Factoring industry averages for advance rates range from 70-90% of the face value of the invoice. So, for example, if your customer owes you $1,000, you will get an advance payment of $700 to $900 to your account. Our standard advance rates are higher than average - at 85-97% depending on industry and your customer payment track record.

Some accounts receivable factoring businesses are financed by Wall Street money. We are an independently owned company and don't answer to investors and boards. Same as you, we are like-minded business people and we have cleared many of the obstacles that a business encounters. We take the time to hear your story, understand your struggles. Based on that information we will put together a custom-made solution for you. Many accounts receivable factoring businesses especially the Silicon Valley Fintech ones first and foremost lay their money on an algorithm to establish your company's funding program. Who do you want to rely on as a cash flow partner to fund your business?

Many invoice factoring firms have either a lot of employee turnover, a complex voice mail system that you get lost in or operate call centers where you talk with a new representative every time you call in. We operate differently, you are set up with a dedicated account administrator to be your point of contact – who understands your business inside out, and can support you in ways the others just can't or don't want to be disturbed.

Don't forget the fact that the invoice factoring business will be interacting with your customers on your behalf. Our level of service, stability and longevity, and the caliber of our employees is second to none. We have been in business since 1979 and have veteran staff who who have witnessed it all. Choose us not only for your sake but for the sake of your relationship with your customer too. Not only will you benefit from our unrivaled service and real-world know-how, but so will your customers.

Together, we create a credit risk tolerance guideline to limit your customer write-offs. Further more we track each invoice and follow them the same as your own credit and collections department would. Once they hit the due date we place friendly reminder calls and/or emails on your behalf and keep notes as to when it is scheduled to be paid, and send copies if necessary until payment is made.

Our business credit monitoring systems allow us to jump on developing negative trends so that we can protect you from dicey transactions. You have instant access to online aging reports and your dedicated account administrator is always in the loop and given advance notice of any collection issues so there are no surprises.

You get instant direct online access to your customer’s business credit reports, or you can call and speak with your account administrator – your choice. Be on the lookout for negative payment trends. This is crucial to prevent unnecessary write-offs.

We employ advanced technology to to expedite the funding process, such as electronic submission of invoices, online reports, online credit checking and other emerging methods to streamline the process and reduce overhead, which leads to much better rates for you. Many other companies are not even remotely close.